Solidgoldmonthly for September
September 17, 2003
It's a jungle out there! The purpose of this ezine is to guide you
through the swamp and onto the mountaintop. Life is a journey;
Solidgoldmonthly is here to bring provisions and guide
maps to assist you in finding the path of success.
Not a lot of news from the home front this month. Carolyn has taken up
Yoga and our house is still for sale. Existing homes in our area have
flooded the market but new home sales are booming. All I can figure
is that everybody just wants a new house, sort of like the new car
smell. Meanwhile there are tremendous bargains in homes for sale by
owner. To find out more about upstate South Carolina visit our new
website Homes in South
In one of the first issues of Solidgoldmonthly we included our
article warning about identity theft and it is still available on our
articles page at Solidgold Home Business. Since that time more and more
information has been published regarding this crime and its tremendous
scope. If you don't think this can happen to you then you need
to read both of the following articles. If you are a victim of identity
theft then contact us and we will try to help.
Thank you for agreeing to receive our ezine. Please feel free to
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If you wish to subscribe or view past issues please visit our website
at Solidgold Home
If you have not already downloaded your
fr*e ebooks the email addresses are below.
Email Identity Theft
Thought - The Passing of an Old Friend
Computer Tip - Printing
Home Loan Identity Theft
Coral Calcium - Facts and Fiction
Citibank Warns of E-Mail Scam
Official-looking message seeks names, checking account info.
John Blau, IDG News Service
Tuesday, August 19, 2003
Citibank, a division of New York-based Citigroup, is
warning customers to immediately delete a scam e-mail asking
them to provide their user names and the first four digits of
their bank cards.
The e-mail, which appears to come from Citibank with the subject
"Your Checking Account at Citibank," warns bank customers that their
checking accounts could be blocked if they don't provide their user
information, the bank said Monday in a statement.
Citibank is working with law enforcement officials to locate the source
of the fraudulent e-mail. The bank has published a list of precautionary
steps on its Web site to help customers avoid problems with unsolicited
junk e-mail, and is urging customers who receive suspicious online mail
to alert company officials.
This is the latest example of "phishing," or official-looking messages
telling recipients that, for technical reasons, billing information and
identity data, such as social security numbers, must be submitted for their
In July, the U.S. federal government and ISP EarthLink warned of a surge in
unsolicited e-mail and scam Web sites designed to steal the identity of
unsuspecting Internet users. The Atlanta, Georgia, ISP has seen a spike
since the beginning of the year in e-mail linked to phisher scams, which
use spam to lure victims to Web sites designed to look like legitimate
retail or corporate sites.
In the same month, the U.S. Federal Trade Commission settled a civil action
against a 17-year-old California boy accused of tricking Internet users into
giving him their credit card numbers and other personal information on a bogus
Web site meant to look like America Online's billing center.
The settlement, pending approval by a federal court in central California,
will bar the defendant from sending spam and force him to give up about
$3,500 in profits from his venture, which ran from July to December 2002,
before the U.S. Federal Bureau of Investigation confiscated his
The Passing of an Old Friend
Today we mourn the passing of a beloved old friend by the
name of Common Sense who has been with us for many years.
No one knows for sure how old he was, since his birth
records were long ago lost in bureaucratic red tape.
He will be remembered as having cultivated such valued
lessons as knowing when to come in out of the rain, why the
early bird gets the worm and that life isn't always fair.
Common Sense lived by simple, sound financial policies
(don't spend more than you earn) and reliable parenting
strategies (adults, not kids, are in charge).
His health began to rapidly deteriorate when well
intentioned but overbearing regulations were set in place,
such as: * Reports of a six-year-old boy charged with
sexual harassment for kissing a classmate, * Teens
suspended from school for using mouthwash after lunch, *
And a teacher fired for reprimanding an unruly student.
These events only worsened his condition.
It declined even further when schools were required to get
parental consent to administer aspirin to a student but
could not inform the parents when a student became pregnant
and wanted to have an abortion.
Common sense lost the will to live as the Ten Commandments
became contraband, churches became businesses and criminals
received better treatment than their victims.
Common Sense finally gave up the ghost after a woman failed
to realize that a steaming cup of coffee was hot, spilled a
bit in her lap, and was awarded a huge settlement.
Common Sense was preceded in death by his parents, Truth
and Trust, his wife, Discretion; his daughter,
Responsibility; and his son, Reason. He is survived by two
stepbrothers; My Rights and Ima Whiner. Not many attended
his funeral because so few realized he was gone.
Computer Tip - Printing
What if you only want to print out *part* of a Website, or
document. You know - a relevant paragraph or section?
This easy method will save you a lot of time, ink, and paper!
Here's the secret ...
Just highlight the text that you want to print. Then, on your
program's menu line, click "File, Print."
When the "print" dialog box appears, you'll see a live radio
button with "Selection" under the Print Range area. This will
only appear if you've highlighted part of the page.
Now click OK and only the selected text will be printed.
That is, only the HIGHLIGHTED text that you've selected.
For more computer tips visit the
Home Loan Identity Theft
Amos Price did what many a father would do. He
helped his daughter buy a house.
But in the process, Price, 73, had his identity
stolen. Police in Columbia, S.C., have charged
the mortgage broker that his daughter used to
obtain the home loan with financial identity
Police and a lawyer hired by Price's family said
the broker had used Price's personal information
and good credit standing to obtain a mortgage to
buy a $340,000 house -- and then didn't make the
mortgage payments for more than a year.
That's when the lender began to pressure the
mortgage holder for the monthly payments -- but
of course the lender thought that was Price.
Price's once-stellar credit was damaged. And he's
now having health problems because of all the
aggravation of trying to clear up this mess,
according to his daughter, Amanda Cantey, 45.
Think this can't happen to you or your elderly
father or mother? Think again.
Experts say that Price is one of a growing number
of seniors being targeted by identity thieves.
Almost 10,000 identity-theft victims had home
loans -- totaling about $300 million -- taken out
in their names in 2002, according to TowerGroup,
a financial research and consulting firm.
Seniors who have paid off their mortgages and
have good credit are especially vulnerable,
according to Frank Abagnale Jr., the former
forger who wrote about his criminal past in his
best-selling book, "Catch Me if You Can," and was
portrayed by Leonardo DiCaprio in Steven
Spielberg's movie version.
"If you can get a credit card in somebody's name,
why not buy a home in their name?" Abagnale said
in an interview. "I think most people don't
understand that identity theft is the most
simplistic crime that has ever been perpetrated.
I stole $2.5 million, but today I could steal $25
million. The bottom line is, what I did 35 years
ago is so much easier to do today."
The FTC has issued a press release that dramatically
illustrates the impact identity theft has made over the
past five years.
Be sure to click on the link and utilize the information.
Coral Calcium... Facts and Fiction: This nine page report reviews
what coral calcium is, looks at some outrageous claims of some
promoters of coral calcium
and analyses the real potential benefits. Go to
and click on Special Reports
Feel alone and afraid in a world full of security breaches and
criminal masterminds? Remember, there are plenty of criminals out
there who are simply too dumb to rampage effectively. For
instance, one man who was tired of walking stole a steamroller
and led police on a 5 mph chase until a cop stepped aboard the
vehicle and stopped it. This site documents his ilk and reminds
you that many bad guys are dangerous to no one more then
For The Bluelight Special send a blank email to
For Ebay Marketing Secrets send a blank email to
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Please visit our site often as new features are added on
a regular basis. Wayne and Carolyn
Solidgold Home Business